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GROUP SPORT LIABILITY INSURANCE

PERIOD OF INSURANCE

1st March 2007 at 4pm Local Standard Time to 1st March 2008 at 4pm Local Standard Time

WHO’S INSURED?

Hockey SA and its affiliates including all activities and

competitions as listed below.

          —      The playing of hockey within Australia and includes state representative teams.

          —      Including coaches, trainers, conditioners and medical persons employed by the insured.

          —      Game day activities, including ground and venue risks but only as a result of the
                    negligence of the named insured.

          —      Minkey Competition

          —      Coaching and Development, including accredited coaching camps

WHAT ARE THE COVER LIMITS? (Cover 1: Hockey SA)

Cover

 

Policy Limits

 

Public Liability

 

$20,000,000 any one occurrence

Excess - $1,000 each and every claim 

Excesses applying are the responsibility of the defending party and will not be paid by the Hockey SA

 

Products Liability

 

$20,000,000 any one period of insurance

Excess - $1,000 each and every claim

Excesses applying are the responsibility of the defending party and will not be paid by the Hockey SA

 

Professional Liability

(applies to Qualified coaches, Referees,
Trainers and Officials)

 

$2,000,000 any one period of insurance

Excess - $1,000 each and every claim 

Excesses applying are the responsibility of the defending party and will not be paid by the Hockey SA

INSURER

Calliden Limited  ABN 43 110 186 224 

WHAT’S COVERED? (Covers 1 and 2)

The policy will pay for sums which an Insured (refer above) becomes legally liable to pay for compensation in respect of personal injury, property damage and or advertising liability. This includes, but is not limited to:

Participation risk

Where an Insured (refer above) actively engaged in sporting and social activities is injured and takes legal action against another participating insured for Personal Injury whilst playing.

Tenants liability

If as a result of the hiring or leasing a premises the Club incurs a liability.

Products Liability

This relates to products that the Club sells. (i.e. canteen items such as food and beverages)

Property in Care, Custody or Control

If you have goods or property entrusted to you and you are held liable for damage to the goods, this extension will cover you to the value of $20,000.

Professional Liability

Covering breach of professional duty by qualified Coaches, Referees, Trainers and Officials.

Advertising Liability

This relates to such things as

          —  libel, slander or defamation (not made with prior knowledge of the falsity thereof)

          —  infringement of patent, copyright, design or title or slogan

          —  piracy or unfair competition or idea misappropriation under an implied contract

          —  any invasion of right of privacy

          —  infringement of trademark, service mark or trade name in a title or slogan but only where used
               on or in  connection with goods or services sold, offered for sale or advertised

where occurring unknowingly and unintentionally committed or alleged to have been committed during the period of insurance in any advertisement, publicity articles, broadcast or telecast and arising out of the Insureds advertising activities.

Property Owners’ Liability

Covering your liability as an owner of the premises.

Erection and alteration to buildings

Providing liability coverage for claims incurred by you as a result of the erection, demolition of and/or alteration or addition to buildings or structures as long as such work does not exceed $20,000.

DOES THE POLICY EXTEND TO ALL CLUB ACTIVITIES?

The policy is intended to cover the “normal” activities of Hockey SA and its affiliates. This includes administration, development, promotion, organisation and conducting of Hockey games and coaching courses and/or clinics.

The policy will provide automatic cover for raffles, and BBQ’s after games and training. All other fundraising and social activities must be referred to the Insurer via OAMPS Insurance Brokers for approval. Depending on the event and/or activity, you may be required to take out additional cover. The cost of any additional cover (if any) will be determined on a case by case basis.

GEOGRAPHICAL LIMITS

The policy provides cover Worldwide excluding USA & Canada

PROFESSIONAL LIABILITY RETROACTIVE DATE

1/3/2007

Important Note: - Professional Liability

The Professional Liability Section of the policy is written on a Claims Made Basis. This means that cover is provided for claims which are first made against an Insured and immediately notified to the Insurer in writing during the period of insurance.  Delay in notifying the Insurer or failure to provide all relevant facts could result in the claim being denied.

MAJOR POLICY EXCLUSIONS

—      Liability assumed under any contract or agreement (i.e. indemnifying property owners in lease
         agreements)

—      Property damage to property owned, rented or occupied

—      Pollution

—      Aircraft/watercraft

—      Asbestos

—      HIV / AIDS

—      Molestation/Sexual Abuse

—      Explosives/pyrotechnics

—      Any compulsory liability insurance (i.e. Workers Compensation and CTP)

AFFILIATED LEAGUE’S, ASSOCIATIONS AND CLUBS

Any of the following organisations, on a whole of organisation basis: -

ASSOCIATIONS AND AFFILIATES

— Adelaide Metropolitan Hockey Association

— Adelaide Hockey Club                                                     — Adelaide University Hockey Club

— Burnside Hockey Club                                                     — Forestville Hockey Club

— Grange Royals Hockey Club                                            — North East Hockey Club

— Port Adelaide Hockey Club                                              — Seacliff Hockey Club

— Woodville Hockey Club                                                    — Adelaide Hills Hockey Club

— Annesley Old Scholars                                                    — Blackwood Hockey Club

— Enfield Hockey Club                                                        — Flinders University Hockey Club

— Prince Alfred Hockey Club                                               — Pultney Old Scholars Hockey Club

— Seymour OCA Hockey Club                                            — St Peters Old Collegians Hockey Club

— Stonyfell Saints                                                              — University of Adelaide Hockey Club

— Westminster Hockey Club                                               — Barossa Valley Hockey Association

— Trinity Hockey Club                                                         — AM United Hockey Club

— Gawler Hockey Club                                                        — Tanunda Hockey Club

— Nuriootpa Hockey Club                                                    — Two Wells Hockey Club

— Lower South East Hockey Association                              — West Hockey Club  

 — Naracoorte                                                                     — Riddoch Strikers Hockey

— ClubRedbacks Hockey Club                                             — Tigers Hockey Club

— Rams Hockey Club                                                          — Cavaliers Hockey Club

— Drifters Hockey Club                                                         — Musketeers Hockey Club

— Colts Hockey Club                                                            — Portland Hockey Club

— Port Lincoln Hockey Association                                        — Panthers Hockey Club

— Wanderers Hockey Club                                                    — Marauders Hockey Club

— Flinders Hockey Club                                                         — Riverland Hockey Association

— Berri Hockey Club                                                              — Waikerie Hockey Club

— Renmark Hockey Club                                                        — Loxton Hockey Club

— Clare and District Hockey Association                                  — Murray Bridge Hockey Association

— Naracoorte Hockey Association                                           — Port Augusta Hockey Association

— Port Pirie Hockey Association                                              — Tatiara Hockey Association

— Whyalla Hockey Association                                               — York Peninsula Hockey Association

 

INSURED PERSONS      

All registered players, coaches, officials, first aid personnel, administrators and voluntary workers of the above competitions and their affiliated clubs and local groups