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GROUP SPORT LIABILITY INSURANCE PERIOD OF INSURANCE1st March 2007 at 4pm Local Standard Time to 1st March 2008 at 4pm Local Standard Time WHOS INSURED?Hockey SA and its affiliates including all activities and competitions as listed below. The playing of hockey within Australia and includes state representative teams. Including coaches, trainers, conditioners and medical persons employed by the insured.
Game day activities, including
ground and venue risks but only as a result of the Minkey Competition Coaching and Development, including accredited coaching camps WHAT ARE THE COVER LIMITS? (Cover 1: Hockey SA)
INSURERCalliden Limited ABN 43 110 186 224 WHATS COVERED? (Covers 1 and 2)The policy will pay for sums which an Insured (refer above) becomes legally liable to pay for compensation in respect of personal injury, property damage and or advertising liability. This includes, but is not limited to: Participation riskWhere an Insured (refer above) actively engaged in sporting and social activities is injured and takes legal action against another participating insured for Personal Injury whilst playing. Tenants liabilityIf as a result of the hiring or leasing a premises the Club incurs a liability. Products LiabilityThis relates to products that the Club sells. (i.e. canteen items such as food and beverages) Property in Care, Custody or ControlIf you have goods or property entrusted to you and you are held liable for damage to the goods, this extension will cover you to the value of $20,000. Professional LiabilityCovering breach of professional duty by qualified Coaches, Referees, Trainers and Officials. Advertising LiabilityThis relates to such things as libel, slander or defamation (not made with prior knowledge of the falsity thereof) infringement of patent, copyright, design or title or slogan piracy or unfair competition or idea misappropriation under an implied contract any invasion of right of privacy
infringement of trademark, service
mark or trade name in a title or slogan but only where used where occurring unknowingly and unintentionally committed or alleged to have been committed during the period of insurance in any advertisement, publicity articles, broadcast or telecast and arising out of the Insureds advertising activities. Property Owners LiabilityCovering your liability as an owner of the premises. Erection and alteration to buildingsProviding liability coverage for claims incurred by you as a result of the erection, demolition of and/or alteration or addition to buildings or structures as long as such work does not exceed $20,000. DOES THE POLICY EXTEND TO ALL CLUB ACTIVITIES?The policy is intended to cover the normal activities of Hockey SA and its affiliates. This includes administration, development, promotion, organisation and conducting of Hockey games and coaching courses and/or clinics. The policy will provide automatic cover for raffles, and BBQs after games and training. All other fundraising and social activities must be referred to the Insurer via OAMPS Insurance Brokers for approval. Depending on the event and/or activity, you may be required to take out additional cover. The cost of any additional cover (if any) will be determined on a case by case basis. GEOGRAPHICAL LIMITS The policy provides cover Worldwide excluding USA & Canada PROFESSIONAL LIABILITY RETROACTIVE DATE1/3/2007 Important Note: - Professional Liability The Professional Liability Section of the policy is written on a Claims Made Basis. This means that cover is provided for claims which are first made against an Insured and immediately notified to the Insurer in writing during the period of insurance. Delay in notifying the Insurer or failure to provide all relevant facts could result in the claim being denied. MAJOR POLICY EXCLUSIONS
Liability assumed under any contract or
agreement (i.e. indemnifying property owners in lease Property damage to property owned, rented or occupied Pollution Aircraft/watercraft Asbestos HIV / AIDS Molestation/Sexual Abuse Explosives/pyrotechnics Any compulsory liability insurance (i.e. Workers Compensation and CTP) AFFILIATED LEAGUES, ASSOCIATIONS AND CLUBSAny of the following organisations, on a whole of organisation basis: - ASSOCIATIONS AND AFFILIATES Adelaide Metropolitan Hockey Association Adelaide Hockey Club Adelaide University Hockey Club Burnside Hockey Club Forestville Hockey Club Grange Royals Hockey Club North East Hockey Club Port Adelaide Hockey Club Seacliff Hockey Club Woodville Hockey Club Adelaide Hills Hockey Club Annesley Old Scholars Blackwood Hockey Club Enfield Hockey Club Flinders University Hockey Club Prince Alfred Hockey Club Pultney Old Scholars Hockey Club Seymour OCA Hockey Club St Peters Old Collegians Hockey Club Stonyfell Saints University of Adelaide Hockey Club Westminster Hockey Club Barossa Valley Hockey Association Trinity Hockey Club AM United Hockey Club Gawler Hockey Club Tanunda Hockey Club Nuriootpa Hockey Club Two Wells Hockey Club Lower South East Hockey Association West Hockey Club Naracoorte Riddoch Strikers Hockey ClubRedbacks Hockey Club Tigers Hockey Club Rams Hockey Club Cavaliers Hockey Club Drifters Hockey Club Musketeers Hockey Club Colts Hockey Club Portland Hockey Club Port Lincoln Hockey Association Panthers Hockey Club Wanderers Hockey Club Marauders Hockey Club Flinders Hockey Club Riverland Hockey Association Berri Hockey Club Waikerie Hockey Club Renmark Hockey Club Loxton Hockey Club Clare and District Hockey Association Murray Bridge Hockey Association Naracoorte Hockey Association Port Augusta Hockey Association Port Pirie Hockey Association Tatiara Hockey Association Whyalla Hockey Association York Peninsula Hockey Association INSURED PERSONSAll registered players, coaches, officials, first aid personnel, administrators and voluntary workers of the above competitions and their affiliated clubs and local groups |